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Student Financial Services: Costs

Introduction

The Student Financial Service office is located in Room 212, Blaney Hall. Students can contact the office in person during regular office hours, by phone (610)606-4602 or by email to .

Students are expected to use the Student Financial Services link on the my.cedarcrest.edu portal to view financial aid information, current invoices, account history, make online payments or enroll in installment payment plan options. Students can use the portal to set up access for users that they have authorized to view their account information and/or make payments on their behalf.

Cost Information

Full-time and part-time students admitted to the College through the traditional admissions office (Traditional Students) are subject to policies, fees and refund policies/regulations that refer to Traditional Students. Full-time and part-time students admitted to the College through the School of Adult and Graduate Education (SAGE)(Adult Undergraduate Students) are subject to policies, fees and refund policies/regulations that refer to Adult Undergraduate Students. (Click here for Graduate Cost Information.) Students admitted to the College as Traditional students who are determined to be independent for federal financial aid purposes by the Free Application for Federal Student Aid and enroll part-time will be charged the published per credit tuition and fees for traditional students.

Traditional Student Cost Information for 2024-2025

The fees for full-time traditional students are based on per semester enrollment of 12-19 credits.  Traditional students enrolled in less than 12 credits in the Fall and Spring semesters will be charged a per credit tuition rate of $1,522.00. Any traditional student enrolled in the Winter, Summer sessions will be charged the per credit fee for courses. Students enrolling for these sessions should contact Student Financial Services for information about financing options.

All First Year and Returning Students

Per Semester – Full Year

Full-time Traditional Tuition $22,832.00 – $45,664.00
Part-time Traditional Tuition $1,522 per credit
Acadeum/per Courses (Fall & Spring only) Provost approval required for course $1,875 per credit

Room and Board

Per Semester – Full Year

Single Room $3,354.50 – $6,709Deluxe Single Room $4,527.50 – $9,055
Deluxe Single Room with ½ Bath $4,821.50 – $9,643
Deluxe Single Room with Full Bath $4,941 – $9,882
Suite Single Room with 1/2 Bath $4,599 – $9,198
Full Suite Single Room with Full Bath $4,718 – $9436
Double Room $2,932.50 – $5,865
Suite Double Room with 1/2 Bath $3,801.50 – $7,603
Full Suite Double Room with Full Bath $3,921 – $7,842
Triple Room $2,625.50 – $5,251
Canova Plan* $3,770.50 – $7,541Canova Premium Plan* $3,826- $7,652 ($100-per semester flex plan)
190-Block Meal Plan $3,515.50** – $7,031**
150-Block Meal Plan $3,146.50** – $6293**
SAGE Meal Plan – $1940.50 – $3,881 ($500-per semester flex plan)

Commuter 5 Meal-per-Week plan $783** per semester
Commuter 25 Block Meal Plan $312** per semester
Commuter 50 Block Meal Plan $626** per semester
Commuter Traditional 150 Block Meal Plan $3,146.50** per semester

Resident Communications Fee $187.50 – $375
*Mandatory for all new students for entire first year and sophomore year
**Includes $50.00-per-semester flex plan

School of Adult and Graduate Education (SAGE) and Visiting Students Enrolled in Undergraduate Program Cost Information for 2024-2025*

The following per credit tuition applies to students admitted to the College through SAGE as well as students who have not matriculated or are visiting or otherwise not accepted to the College. Separate per credit tuition and fees apply to students enrolled in nursing (NUR) courses.

Day Course Tuition per credit: $475.00
Evening, Weekend, Winter, May/Summer Course Tuition per credit: $475
Nursing Course (NUR) Tuition per credit: $495.00
ABSN Tuition (full-time):  $12,375 per semester
Online Course per credit: $475
Acadeum Course per credit: $475
Independent Study Tuition per credit: $475
Internship Tuition per credit (during all semesters): $475
*See Fee Assessments. Other Fees May Apply.

Academic Fee Assessments

*All Fees are non-refundable, unless otherwise designated.

Course Audit Fee (per credit): $158
Experiential Learning Application Fee: $50
Experiential Learning Fee – per credit awarded: $312.50
Proficiency Exam Fee – per credit attempted: $30
Private Music, Dance, Acting Instruction Fee (MUS 191-192, DNC 160, THS 160) – per credit: $270
Art Studio Fee (per course): $20 or $40
Biology Lab Fee (per course): $35
Chemistry Lab Fee (per course): $35
First Year Experience Fee (FYS per course): $50
Hawk Mountain Site Fee per credit: $35

Clinical Nursing Fee (NUR 309, 311, 313, 321, 329, 331, 335, 336, 341, 342, NUR 409, 411, 413, 421, 429, 431, 435, 436, 441 and 442): $255
Nursing Orientation Onboarding Fee (NUR 309 or NUR 409): $50
Nursing ATI Comprehensive Testing Fee #1: $1,781 (NUR 309/NUR 409
Nursing ATI Comprehensive Testing Fee #2: $1,781 (NUR 331/NUR431)
Nursing TEAS Exam Fee:  $112
Nursing Clinical Make-up Fee:  $125 (1-5 hours) / $250 (6-10 hours)
Nursing Video Re-taping Fee:  $50

Nutrition Lab Fee (NTR 220)(per course): $100
Nutrition DPD Field Experience Fee (NTR 327): $210
Nutrition Practicum Fee (NTR 341) (per course): $190
Nutrition Residential Institute I (NTR 320)(per course): $250
Nutrition Residential Institute II (NTR 327)(per course): $250

Psychology Fee (PSY 202 per course): $10
Psychology Fee (PSY 317 per course): $20
Psychology Fee (PSY 365 per course): $25
Psychology Fee (PSY 366 per course): $25
Student Teaching Fee (EDU-372 or EDU-373 or EDU-375):  $400

Other Fee Assessments

Enrollment Deposit (New First Year or Transfer Residents): $200
Enrollment Deposit (New First Year or Transfer Commuters): $200
ABSN Deposit: $500
Orientation Fee (New Full-time First Year Students): $125
Orientation Fee (New Part-time First Year Students): $75
Activity Fee Full-time Traditional and Transfer Students (per semester): $200
Activity Fee Part-time Traditional and Transfer Students (per semester): $100 
Activity Fee Full-time SAGE Students (per semester): $100
Activity Fee Part-time SAGE Student (per semester): $50
Technology Fee (full-time): $125
Technology Fee (part-time): $75
International Student Fee (per semester): $1,600
Resident Communications Fee (per semester): $187.50 (includes local phone service from community phones, cable TV, internet connection and campus mailbox)
Full-Time Undergraduate Traditional Accident/Health Insurance (per year): $TBD
Broken Housing Contract Fee: $200
Graduation Fee: $150
Transcript Fee (electronic copy, requested through Parchment): $10
Transcript Fee  (printed and mailed, requested through Parchment): $12
Transcript Fee for next day delivery (printed & mailed, requested through Parchment): subject to location
Key Replacement Fee: $50
Failure to return room key at check-out (minimum): $50
Failure to return mailbox key at check-out (minimum): $50
ID Replacement: $20
Vehicle Registration/Parking Permit: No Charge
Returned Check Fee: $35*
Damage Fines: Assessed by the Director of Residence Life/Facilities
Library Fines: Assessed by Library
Traffic & Safety Violations: Assessed by Campus Security
EZ Payment Plan Enrollment Fee (per semester): $25
EZ Payment Plan Late Fee (per month): $55
Full-Time Student Late Payment Fee (per month): $200
Part-Time Student Late Payment Fee (per month): $100
Tuition Deferment Late Fee (per month): $200
Breakage of laboratory equipment is assessed to the student responsible and must be paid by the close of each term.
Room and board charges do not include semester breaks.

*After 2nd NSF check, we require a certified check, money order, or cash. We can no longer accept personal checks.

Deposits

All accepted traditional first-year and transfer students must make an enrollment deposit of $200 if Resident or Commuter. The deposit is applied to the charges of the first term of enrollment. The entire deposit is forfeited if the student fails to enter the College or withdraws from the College before the completion of the originally intended term. Other deposits, unless specified, are non-refundable.

SFS AR (Accounts Receivable) Hold Policy

Students who have an outstanding balance (student account balance, missing financial aid paperwork, parking fines, etc.) will have an AR hold placed on their account, this also includes missing payments from third party payers. This AR hold will prevent registration, schedule changes, the release of transcripts, receiving diplomas, view grades and remaining registered for future semesters.

Depending on the type of payment, holds will be removed within 24-48 business hours.
If you are paying by check, it may take 7-10 business days to clear. At that time your AR hold will be removed.

Students who are financially clear, may register for classes, add/drop classes, move into student housing, and/or request a transcript.

Payment Due Dates and Late Fee Policy

All student account charges must be paid in full by the tuition due date before the start of each enrollment period. Students are not permitted to attend classes, occupy residence halls or use meal plans to eat in the dining hall unless full payment has been remitted or payment arrangements have been approved through Student Financial Services. Students who are not in good financial standing with the College will not be eligible to receive diplomas, transcripts, view grades, or register/remain registered for future semesters. Information about and assistance with financial aid, financing resources, and payment plans are available through Student Financial Services


Failure to make payments by the due date will result in an assessment of a late fee. Your financial responsibility will remain until full payment is received. Not receiving a student invoice does not alleviate you from your financial obligation to the College.


Reminder that all students can view their ebills online through Cashnet. Ebills can be viewed by logging into my.cedarcrest.edu under quick links; select Student Financial Services, select Cashnet Online System, and then click Go to Cashnet.

Student Health Insurance

All full-time traditional students and SAGE resident students are required to have medical insurance providing coverage for accidents or illness. If students do not have their own plan, the College provides an annual plan at a reasonable cost. Students who enroll in January are charged for a partial year’s coverage. The insurance fee is included on the student’s invoice/bill, unless the student submits an online waiver form. All online waiver forms must be submitted prior to the first day of classes. Information about specific coverage provided by the plan is available from Student Financial Services. This basic plan may not cover all expenses incurred for the medical treatment of a student. It is strongly recommended that students and parents review the coverage provided to be sure it meets the student’s needs.

Employer Tuition Reimbursement

If a student’s employer provides tuition reimbursement after the student completes course(s), the student may apply to defer his/her payment to the College until payment is provided by the employer. Students are responsible for requesting grade reports or transcripts from the Registrar’s Office to submit for employer payment. Deferred tuition payment must be submitted to Student Financial Services no later than four weeks after grades are available. To be eligible for tuition deferment, the student must complete an Employer Tuition Benefit Application. In addition, each semester the student must submit a Tuition Deferment Form prior to the semester due date. It is the student’s responsibility to notify the College of any change in employment or benefits. Students are responsible for payment in full of all tuition, whether or not reimbursement is ever received from the employer. If payment is not received by the tuition deferment due date, students will be charged a $200 late fee per month. All forms are available through Student Financial Services, on my.cedarcrest.edu portal.

Withdrawal/Refund Policies

Financial Refund Policy for Students Withdrawing from Course(s)

Full-time traditional students who drop below 12 credits after the end of the drop/add period, based on enrollment in a course or in an accelerated course and failure to attend, will receive no adjustment to the full-time tuition charge and may be subject to an adjustment to financial aid and other charges.

SAGE or part-time traditional students who drop during the drop/add period without replacing an equal number of credits in the same period, or who withdraw from courses after the end of the drop/add period, will receive an adjustment of tuition, fees (if applicable), and financial aid as required, based on the date of withdrawal, according to the following schedule:

Course Withdrawal Financial Refund Schedule:

Students must use the College’s published requirement for notification of withdrawal in order to be subject to the College’s refund policy regarding tuition/fees/other charges. Information about withdrawal procedures can be found in the Academic Policies and Services section of the Catalog or by contacting the Registrar’s office or Student Financial Services.

For Non-Accelerated Courses:

Prior to first class meeting – 100% Tuition Refund
Prior to End of the 1st Week of Semester – 90% Tuition Refund (if not replacing credits)
Prior to the End of the 2nd Week of Semester – 75% Tuition Refund
Prior to the End of the 3rd Week of Semester – 50% Tuition Refund
During and After the 4th Week of Semester – No Refund

For Accelerated Courses:

7-8 Week Courses
Semester Schedule of Course Withdrawals – % Refund
Prior to First Class Meeting – 100%
After First Class Meeting – 90%
After 2nd Class Meeting – 75%
After 3rd Class Meeting – 50%
After 4th Class Meeting – None

6-9 Class Meetings
Semester Schedule of Course Withdrawals – % Refund
Prior to the First Class Meeting – 100%
After First Class Meeting – 75%
After 2nd Class Meeting – 50%
After 3rd Class Meeting – None

4-5 Class Meetings
Semester Schedule of Course Withdrawals – % Refund
Prior to the First Class Meeting – 100%
After First Class Meeting – 25%
After 2nd Class Meeting – None

2-3 Class Meetings
Semester Schedule of Course Withdrawals – % Refund
Prior to the First Class Meeting – 100%
After 1st Class Meeting – None

Acadeum Online Courses
Prior to the term start date of class – 100%
After the term drop deadline (AcadeumSchool) – None

Military Tuition Assistance (TA) Refund Policy – Cedar Crest College

Return of Tuition Assistance: Military Tuition Assistance (TA) is awarded to a student under the assumption that the student will attend school for the entire period for which the assistance is awarded. When a student withdraws, the student may no longer be eligible for the full amount of TA funds originally awarded.

To comply with the new Department of Defense policy, Cedar Crest Collegewill return any unearned TA funds on a prorate basis through at least the 60% portion of the period for which the funds were provided. TA funds are earned proportionally during an enrollment period, with unearned funds returned based upon when a student stops attending. These funds are returned to the military Service branch.

Instances when a Service member stops attending due to a military service obligation,

the educational institution will work with the affected Service member to identify solutions that will not result in student debt for the returned portion.

15-week Course Withdraw submitted

Before or during weeks 1-2 100% return
During weeks 3-4 90% return
During weeks 5-6 75% return
During weeks 7-8 50% return
During weeks 9 40% return (60% of course is completed)
During weeks 10-15 0% return

7-8-week Course Withdraw submitted

Before or during week 1 100% return
During week 2 75% return
During weeks 3-4 50% return
During week 5 40% return (60% of course is completed)
During weeks 6-8 0% return

Financial Refund Policies for Withdrawal/Separation from the College or Courses

It is a student’s responsibility to notify the College when it is necessary to withdraw from course enrollment (from individual courses or from all courses) for any reason. Withdrawal or Leave of Absence Notification can be made through the Registrar’s link at my.cedarcrest.edu on the College’s student web information system. Students must have a valid User ID and password to access this function. For additional information regarding Withdrawal or Leave of Absence procedures, please refer to the Academic Policies and Services section of the Catalog.

All students who withdraw from all courses during a semester or session, either by official notification to the College, or by failing to remain enrolled in courses as expected without any notification to the College are considered to have Withdrawn/Separated from the College and are subject to the Financial Refund Policy for Students Withdrawing/Separating from the College.

If a student is withdrawing from individual courses during a semester, but will continue to be enrolled in remaining courses, or receives a letter grade for any course that session, they are not considered to have withdrawn or separated from the College and may be subject to a refund of individual course charges under the Financial Refund Policy for Students Withdrawing from Course(s).

Assistance with the withdrawal process can be obtained through Academic Advising, the Registrar’s Office or Student Financial Services. Resident students must notify the Director of Residence Life whenever they plan to vacate a residence hall prior to the end of their contract period. Students who are withdrawn from the College or from housing for disciplinary reasons are not eligible for any refund, except pro-rated board, unless required by federal, state, or other regulations.

Financial Refund Policy for Students Withdrawing/Separating from the College

Cedar Crest College is required by federal regulations to determine how much financial aid was earned by students who withdraw, drop out, are dismissed, or take a leave of absence prior to completing 60% of a payment period or semester. The Title IV programs that are covered by these regulations are: Federal Pell Grants, Federal Supplemental Educational Opportunity Grants (FSEOGs), Federal TEACH Grants, Federal Subsidized and Unsubsidized Stafford Loans, Federal Perkins Loans, Federal PLUS Loans.

For a student who withdraws after the 60% period, there are no unearned funds. However, a school must still complete a R2T4 (return to Title IV) calculation in order to determine whether the student is eligible for a post-withdrawal disbursement.
The calculation is based on the percentage of earned aid using the following Federal Return of Title IV funds formula:

Percentage of payment period or semester completed = the number of days completed up to the last date the student attended or participated in an academically related activity divided by the total days in the semester. (Any break of five days or more is not counted as part of the days in the semester.) This percentage is also the percentage of earned aid.

Funds are returned to the appropriate federal program based on the percentage of unearned aid using the following formula:

Aid to be returned = 100% of the aid that could be disbursed minus the percentage of earned aid multiplied by the total amount of aid that could have been disbursed or was disbursed during the payment period or semester.

If a student earned less aid than was disbursed, the institution would be required to return a portion of the funds and the student would be required to return a portion of the funds. Keep in mind, that when Title IV funds are returned, the student borrower may owe a balance to the institution.

If a student earned more aid than was disbursed to him/her the institution would owe the student a post-withdrawal disbursement which must be paid within 45 days of the date of determination of the student’s withdrawal (for grant funds) or within 180 days of the date of determination (for loan funds, which we will request approval for in writing).
The institution must return the amount of Title IV funds for which it is responsible no later than 45 days after the date of determination of the student’s withdrawal.

Refunds are allocated in the following order:

• Unsubsidized Federal Direct Loans
• Subsidized Federal Direct Loans
• Federal PLUS Loans
• Federal Pell Grants for which a Return of funds is required.
• Federal Supplemental Opportunity Grants for which a return of funds is required.
• Federal TEACH Grants for which a return of funds is required.

If you receive (or Cedar Crest College or your parent receive on your behalf) excess Title IV program funds that must be returned, Cedar Crest College must return a portion of the excess equal to the lesser of:

1. your institutional charges multiplied by the unearned percentage of your funds, or
2. the entire amount of excess funds.

The school must return this amount even if it didn’t keep this amount of your Title IV program funds.

If Cedar Crest College is not required to return all of the excess funds, you must return the remaining amount. Any loan funds that you must return, you (or your parent for a PLUS Loan) repay in accordance with the terms of the promissory note. That is, you make scheduled payments to the holder of the loan over a period of time.

Any amount of unearned grant funds that you must return is called an overpayment. The amount of a grant overpayment that you must repay is half of the unearned amount. You must make arrangements with Cedar Crest College or the Department of Education to return the unearned grant funds.

NOTE: The federal government requires that all students make satisfactory academic progress toward a degree or certificate. Please review the Standards of Satisfactory of Academic Progress.

Treatment of Non-Title IV Aid When a Student Withdraws

Cedar Crest College follows guidelines for Title IV programs (see above) when calculating the amount of institutional and/or state aid and/or outside scholarships that you have earned up to your last date of attendance or participation in an academically related activity. Types of aid covered by this policy include but are not limited to: institutional scholarships and grants, PHEAA State Grant and/or any other scholarship or grant funds.

When you withdraw during your period of enrollment the amount of non-Title IV assistance that you have earned up to that point is determined by the same specific formula used to calculate Title IV funds earned. If you received more assistance than you earned, the excess funds must be returned by Cedar Crest College and/or you.
Once you have completed more than 60% period of enrollment, you earn all the aid that you were scheduled to receive for that period.

Treatment of Institutional Charges When a Student Withdraws

Cedar Crest College follows guidelines for Title IV programs (above) when calculating the amount of unearned institutional charges to be refunded. Charges eligible for refund are tuition, room, and board and overload charges. Fees are non-refundable. Once you have completed more than 60% of the period of enrollment, you have earned all of the charges billed for that period.

A student’s withdrawal date is:

a) The date the student began the institution’s withdrawal process or officially notified the institution of intent to withdraw; or
b) The student’s last date of attendance as documented by academically related activity; or
c) The midpoint of the period of enrollment for a student who leaves without notifying the institution.

When a Student Fails All Classes

If a financial aid recipient who has not officially withdrawn fails to receive a passing grade in at least one class during the term, the Student Financial Services Office will determine whether the student actually established eligibility for the aid originally awarded. Instructors will be contacted and asked to provide information on the student’s attendance. If the student did not begin attendance, or stopped attending during the payment period, the financial aid originally awarded will be canceled or adjusted. The Student Financial Services Office will calculate the total days attended based on the last documented academic related activity. In the event that this information is not available, the Federal Aid will be automatically prorated to 50% earned based on the US Department of Education (ED) Federal policy.

Financial Aid

Cedar Crest College provides and administers need-based and merit-based assistance to enable students to finance the costs of higher education. Each student’s situation is evaluated individually. Students must be accepted, matriculated (or enrolled in a program determined eligible for financial aid), remain in good academic standing and meet individual requirements to qualify for federal, state and institutionally funded financial aid.

All students are encouraged to meet with Student Financial Services upon entering the College and throughout their enrollment at the College. It is a student’s responsibility to notify Student Financial Services of any change in degree program, semester enrollment or other circumstances which may change their eligibility for financial aid programs.

Financial Aid Academic Year

The academic year for all tuition, room and board as well as institutional, federal and state financial aid is defined as two fifteen-week Fall (includes Fall 1/Fall 2) and Spring (includes Spring 1/Spring 2) semesters followed by an optional trailing fifteen-week Summer semester which includes a May/Summer I and Summer II session. The Spring semester includes an optional 2-3 weeks Winter session.

This same academic year applies to students enrolled in programs which require attendance in the Winter and Summer sessions; however, depending upon sequence of entrance and/or semester course enrollment, a trimester policy for federal and state financial aid may be required. Students must contact Student Financial Services to determine which federal and state requirements apply to their program of study.

A traditional student must be enrolled full-time (minimum 12 credits) during the regular Fall and Spring semesters to qualify for institutional grant or scholarship assistance. Winter and Summer courses do not count toward the full-time requirement for Fall and Spring and traditional students are assessed a separate per credit tuition charge for courses taken in Winter and/or Summer session.

For payment periods crossing two academic years, federal financial aid funds will be awarded using the leading academic year FAFSA application.

All Students Applying for Financial Aid

Estimated financial aid offers will be provided to new traditional and traditional age transfer students after acceptance to the College and receipt of the FAFSA. These estimated offers are finalized after completion of the FAFSA and submission of additional documentation as requested by Student Financial Services. All students applying for financial aid must complete the FAFSA (Free Application for Federal Student Aid) between January 1st and May 1st for the following academic year. Student can complete the FAFSA application online at .  A FSA ID which is a username and password, (available through a link from the Federal Student Aid website) is required for students and parents(s), if applicable, to file and sign the FAFSA application online. Filers should obtain a FSA ID prior to completing the FAFSA application, as the FSA ID serves as an electronic signature. Assistance with the FAFSA filing process is available through Student Financial Services.

Additional Documentation Required for Financial Aid

The results of your FAFSA Application may indicate that the Department of Education has selected a FAFSA for verification, or the College may select a student’s FAFSA for verification of information. Student Financial Services will notify students in writing and/or email to their College email account who are selected for verification and are required to submit additional documentation upon review of a processed FAFSA application.

Applicants selected for federal FAFSA verification may be required to submit:

  • An IRS tax return transcript (you may obtain one online at www.irs.gov  or call 1-800-908-9946) for the student, spouse (if student is married) and parents (if student is dependent); or a signed copy of the actual tax return with applicable schedule(s) and forms, if consent was not given to allow tax information to import directly from the IRS.
  • A copy of all W-2 forms for student, spouse (if student is married) and parents (if student is dependent) if you are not required to file a federal tax return but did have actual earnings for the tax year indicated. 
  • Verification Worksheet (this form is available from the Student Financial Services page of the my.cedarcrest.edu portal)

If your tax return has not been filed, or if an extension to file has been submitted, contact Student Financial Services for further instructions.

If the College finds discrepancies between information on the IRS tax return transcript and your FAFSA, we will report the corrections to the FAFSA processor, and you will receive a corrected FAFSA Submission Summary. The corrected FAFSA will be used to process or finalize your financial aid and you will be notified in writing of required adjustments to the financial aid offer.

Students must submit requested verification items within 15 days of the College’s notice of the requirement. No financial aid will be awarded and/or disbursed prior to completion of the verification process.

The College will report to the Department of Education and National Student Loan Database any overpayment of federal funds resulting from a student who has received a disbursement of funds and is subsequently selected for verification. It is the student’s responsibility to repay any funds received if determined to be ineligible upon completion of the verification process.

Traditional Student Merit Scholarships and Awards:

Since financial need is not a requirement for scholarships and awards, all entering traditional and transfer students applying to the College are considered for merit scholarships and awards. A separate application is not required. Students must be enrolled full-time (at least 12 credits per semester) to be eligible.

The following merit scholarships and awards are available to full-time first-year traditional students entering the College in Fall 2024. Merit Scholarships are based on academic criteria, including but not limited to high school grade point average (GPA), SAT or ACT scores, and class rank. For merit scholarships and awards and renewal criteria prior to the 2023-2024academic year, please visit the corresponding college catalog.

Presidential Scholarships: Presidential Scholarships of $25,000 per academic year are awarded to full-time first year traditional students. Renewal requires a 2.5 cumulative annual grade point average for each year they receive the award.

Trustee Scholarship: Trustee Scholarships of $24,000 per academic year are awarded to full-time first year traditional students. Renewal requires a 2.5 cumulative annual grade point average for each year they receive the award.

Founders Scholarship: Founders Scholarships of $23,000 per academic year are awarded to full-time first year traditional students. Renewal requires a 2.5 cumulative annual grade point average for each year they receive the award.

Dean’s Scholarship: Dean’s Scholarships of $22,000 per academic year are awarded to full-time first year traditional students. Renewal requires a 2.25 cumulative annual grade point average for each year they receive the award.

Fellows Scholarship: Fellows Scholarships of $21,000 per academic year are awarded to full-time first year traditional students. Renewal requires a 2.25 cumulative annual grade point average for each year they receive the award.

Cedar Crest Scholarship: A full-tuition scholarship awarded to one first-year traditional student who is the winner of our annual Scholarship Competition. Awarded $45,664* per year with a renewal requirement of 3.0 cumulative annual grade point average for each year they receive the award. *Based on annual full-time tuition fee. Scholarship covers full-time tuition minus any additional grants or scholarships.

State Tuition Access Rate (STAR)

If you qualify as a STAR student, Cedar Crest College will match the in-state rate of your state’s flagship public institution.

2024-2025 Criteria for a STAR student:

  • unweighted high-school GPA of 3.25 or higher
  • never attended college as a degree-seeking student
  • first-year, full-time traditional student beginning Fall 2023  

STAR award amounts are decided by calculating the difference between Cedar Crest’s tuition and fees — less any Cedar Crest aid and merit scholarships — and a state’s flagship institution’s rate. The STAR award ensures a qualified student’s final tuition and fees will not exceed the flagship institution’s rate.

Cedar Crest Tuition
 (Cedar Crest Aid & Merit Scholarships if applicable)
 (STAR Award)
 =
 Flagship Rate of Student’s Home State

  • The STAR award remains fixed at the 2024-2025 rate for four years (8 fall and spring semesters) at Cedar Crest provided the recipient remains enrolled as a full-time student and maintains a grade point average of a 2.5 while enrolled. Students must also maintain academic and judicial standing.
  • Award is based on the tuition for the flagship institution of the student’s state of residency, regardless of high school location.
  • U.S. Citizens living abroad or in a U.S. Territory, or in the District of Columbia will pay the rate for our home state of Pennsylvania.
  • Undocumented/DACA students will pay the rate for their state of residence.
  • Awards are based on the tuition and fees of each state’s flagship institution (determined by the College Board) as published for 2023-2024.
  • Federal aid, state aid, and outside scholarships are applied to the remaining balance of student bills. Applicants must complete a FAFSA (StudentAid.gov) to determine eligibility for additional aid.

Departmental Scholarships: Departmental scholarships of $1,500 per academic year ($6,000 over four years) are awarded to full-time first year traditional students entering the College in Fall 2024 in the following areas: Art, Art Therapy, Biology, Business, Forensic Speech, Chemical & Physical Sciences, Criminal Justice, Education, English, Forensic Science, Health Sciences, History, Math, Nursing, Nutrition, Political Science, Psychology, Social Work, Writing, and  Performing Arts – Dance and Performing Arts – Theatre Scholarship (Performance or Technical). Student must have attended the annual Departmental Scholarship Day event to be evaluated and selected for the scholarship.  Students may receive one departmental scholarship in addition to other Cedar Crest College merit scholarships.

  • Art Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with a strong commitment to the creative process both in making art and in looking at historical and contemporary works of art.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in Art by the end of their first year. 
  • Art Therapy Department Scholarships of  $1,500 per year are awarded to full-time first year traditional students with an interest in the field of Art Therapy.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in Art Therapy by the end of their first year.
  • Biology Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in any field of Biology.    To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in the Biological Sciences by the end of their first year. 
  • Business Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in the field of Business.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in Business by the end of their first year.
  • Chemical & Physical Sciences Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in the field of Chemical & Physical Sciences.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in Chemical & Physical Sciences by the end of their first year.
  • Criminal Justice Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in the field of Criminal Justice.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in Criminal Justice by the end of their first year.
  • Communications Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in any area in the field of Communication.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in Communication by the end of their first year. 
  • Education Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in the field of Education.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare an intended major or minor in Education by the end of their first year.
  • English Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in the field of English.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in English by the end of their first year.
  • Forensic Science Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in the field of Forensic Science.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in Forensic Science by the end of their first year.
  • History Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in any field of History.  Written paper required.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in History by the end of their first year.
  •  English Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in literature and/or creative writing. To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in English or Writing by the end of their first year. 
  • Math Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in any field of Math.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in Math by the end of their first year.
  • Nursing Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in any field of Nursing.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in Nursing by the end of their first year.
  • Nutrition Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in the field of Nutrition.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in Nutrition by the end of their first year.
  • Performing Arts Scholarships (Dance, Theatre, & Technical Theatre) of $1,500 per year are awarded to full-time first year traditional students who plan to participate in Cedar Crest Stage Company performances, serve in technical production areas, or perform with the college Dance Company. A performance audition is required for Dance and Performing Arts Theatre Department Scholarship.  A design/technical portfolio is required for the Performing Arts Technical Scholarship. Dance Scholarship recipients must complete a minimum of one course in dance or one technical crew for a dance production or be a member of at least one of the Cedar Crest Dance Company’s dance ensembles per semester.  A minimum of one performance in Dance Company or one technical crew for dance must be included each year. Theatre Scholarship recipients must participate each semester in a faculty-supervised production or a theatre/speech class. A minimum of one faculty-supervised production must be included each year. Students must audition for a faculty-directed play or sign up for a technical crew with the technical director in order to receive credit. Contact the department chair for details. All three scholarships also require the recipient to be in good academic standing (Satisfactory Academic Progress).
  • Political Science Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in any field of Political Science.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in Political Science by the end of their first year.
  • Psychology Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in the field of Psychology.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in Psychology by the end of their first year.
  • Social Work Department Scholarships of $1,500 per year are awarded to full-time first year traditional students with an interest in the field of Social Work.  To renew the scholarship, recipients must be in good academic standing (Satisfactory Academic Progress) and must declare a major or minor in Social Work by the end of their first year.

Sibling Award: Cedar Crest awards a $2,000 annual award (up to four years) per student to siblings who are concurrently attending Cedar Crest as full-time traditional students during the regular academic year.  The College must be notified prior to the student’s acceptance in order to be eligible.

Note: Students must notify the Admissions Office prior to their acceptance in order to receive a Heritage or Sibling Award

Heirloom Award: Cedar Crest awards a $2,000 annual award (up to four years) per year to full-time first-year or full-time transfer traditional students who are recommended by a Cedar Crest College alumnae/i.   Eligible students must be referred prior to March 1st.

Latina Leadership Partner Scholarship are awarded to traditional, full-time first-year Lehigh Valley Latino students in partnership with the Latino Leadership Alliance of the Lehigh Valley.  Two applicants are chosen each year.  $5,000 per year for up to four years.  Deadline to apply was December 9, 2023. 

Girl Scout Scholarships are awarded to traditional, full-time first-year students (cannot be combined with the raise.me program or other community service scholarships offered by Cedar Crest College).  Deadline to apply for these scholarships were December 9, 2023.

  • Gold Award Recipient
    $5,000 per year for up to four years.  Must remain in good academic standing for renewal.  Awarded to one student that has received their Girl Scout Gold Award in the previous four years and has a high school or college GPA of 3.5 or better.  Applicants are required to provide documentation of receipt of the Gold Award.  Applicants are required to submit a 250 word essay and provide documentation of Girl Scout Membership.
  • Girl Scout Involvement
    $1,000 per year for up to four years.  Must remain in good academic standing for renewal.  Awarded up to five students that have been an active Girl Scout for at least two years in grades 9-12.  Applicants are required to submit a 250 word essay and provide documentation of Girl Scout Membership.

Study Abroad Scholarships: Preference is given to full-time traditional undergraduate students, but part-time students may also apply. Awards may range from $250 to $2,500 (maximum of $2,500 lifetime). Length of program, financial need, minimum GPA of 2.8 and other criteria deemed relevant by the committee are all criteria the scholarship committee uses to award scholarships. To apply, students must meet with the Director of Global Initiatives and International Programs and Associate Director of Student Financial Services and complete the Application for Study Abroad. The deadline to apply is April 15th for the following Fall semester, or by November 15th for the following Spring semester. Students are notified in writing if they are awarded a Study Abroad Scholarship.

Traditional Transfer Student Merit Scholarships and Awards

Traditional Transfer Scholarships: Awarded to traditional full-time traditional transfer students based on their cumulative transfer GPA from all transfer institutions and cannot be combined with any other merit scholarship. The Presidential, Trustee, and Founders Scholarships are automatically renewed each year provided the student maintains a 2.5 cumulative GPA and remains at a full-time student status.

  • Presidential Scholarship
    $19,000, 3.5 – 4.0 cumulative GPA
  • Trustee Scholarship
    $18,000, 3.0 – 3.49 cumulative GPA
  • Founders Scholarship
    $17,000, 2.5 – 2.99 cumulative GPA
  • Psi Beta Scholarship Award
    (Limited to only two eligible students per academic year)
    $500, Psi Beta members transferring to Cedar Crest College

Lehigh Carbon Community College (LCCC) Merit Scholarship

Awarded to traditional full-time transfer LCCC graduates accepted to Cedar Crest with an Associate of Arts (AA), Associate of Science (AS), or Associate of Applied Science (AAS) in Early Childhood Education degree and cannot be combined with any other merit scholarship.  The Presidential LCCC, Trustee LCCC, and Founders LCCC Scholarships are automatically renewed each year provided the student maintains a 2.0 cumulative GPA and retains a full-time student status.

Presidential LCCC Scholarship:  $21,000 per year, 3.5 -4.0 cumulative GPA

Trustee LCCC Scholarship:  $20,000 per year, 3.0 – 3.49 cumulative GPA

Founders LCCC Scholarship:  $19,000 per year, 2.0 – 2.99 cumulative GPA

Northampton Community College (NCC) Merit Scholarship

Awarded to full-time transfer NCCgraduates accepted to Cedar Crest with an Associate of Arts (AA) or Associate of Science (AS), Associate of Applied Science (AAS) in Applied Psychology, Early Childhood Education, Criminal Justice, or Health Sciences degree and cannot be combined with any other merit scholarship.  The Presidential NCC, Trustee NCC, and Founders NCC Scholarships are automatically renewed each year provided the student maintains a 2.0 cumulative GPA and retains a full-time student status

Presidential NCC Scholarship:  $21,000 per year, 3.5 -4.0 cumulative GPA

Trustee NCC Scholarship:  $20,000 per year, 3.0 – 3.49 cumulative GPA

Founders NCC Scholarship:  $19,000 per year, 2.0 – 2.99 cumulative GPA

Honors Transfer Community College Scholarship

Students transferring directly from: Northampton Community College, or Bucks County Community College can apply.

Honors Students: $21,000 annually

  • Must complete an on-campus interview
  • Must have 3.5 GPA/24 credits
  • Only 15 students from each community college will be selected for this scholarship

Honors Transfer Community College Scholarship is awarded to full-time transfer students and cannot be combined with any other merit scholarship. Honors Transfer Community College Scholarship is automatically renewed each year provided the student maintains a 3.5 cumulative GPA and retains a full-time student status. (Honors students can transfer directly into the Cedar Crest College Honors Program)

Phi Theta Kappa Scholarship

The Phi Theta Kappa Scholarship is awarded to traditional full-time transfer students and cannot be combined with any other merit scholarship. $21,000 per year, issued to members of Phi Theta Kappa, the honor society for two-year colleges. To be eligible, the student must have attained a 3.50 GPA and have completed 24 transferable credit hours, and plan to enroll as a traditional full-time transfer student at Cedar Crest College.  Proof of induction (certificate of induction) must be submitted prior to matriculation at Cedar Crest College to receive the scholarship. This scholarship is automatically renewed each year provided the student maintains a 3.5 cumulative GPA and retains a full-time student status. (Honors students can transfer directly into the Cedar Crest College Honors Program.)

Traditional Student Need-Based Grants, Loans and Other Resources

Cedar Crest Grants: Cedar Crest Grants are awarded to full-time traditional and traditional transfer students based on financial need (assessed through the FAFSA application) and are made possible through the generosity of friends and alumnae of the College. Students must complete the FAFSA and provide any additional requested documentation to be considered for a Cedar Crest College grant.

Federal Pell Grants: The Pell Grant is a federal grant awarded on the basis of need and the cost of the individual college. The maximum annual full-time award for 2024/2025i s $7,395. Federal Pell Grants are available to eligible students enrolled for at least three credits per semester and are automatically awarded to qualifying students who have completed the FAFSA and submitted all subsequently requested documentation.

Federal Supplemental Education Opportunity Grants (SEOG): These federal grants are awarded in varying amounts to federal Pell Grant-eligible students with exceptional financial need from low-income families. Since SEOG is a federal allocation, funds are limited. Application is made by completing the FAFSA.

Pennsylvania State Grants (administered by PHEAA): Available to eligible Pennsylvania residents taking at least six credits per semester, PA State Grants are awarded according to demonstrated financial need. Students must complete the FAFSA by the PA State Grant deadline of May 1 to be considered for this grant.

PA Fostering Independence Tuition Waiver (FosterEd) Program mandates tuition waivers to eligible students in the foster care system.  Students must be eligible for services under Pennsylvania’s John H. Chafee Foster Care Program for Successful Transition to Adulthood (Chaffee) to qualify. For questions about this program, please contact:

Jennifer Carpenter
Associate Director of Student Financial Services
610-606-4666 ext 3383

Other State Grants: Students, who live outside of Pennsylvania, should contact their state’s higher education agency for information on grants available in their state. The following states permit transfer of their educational grants to students attending out-of-state colleges: Delaware, Massachusetts, Ohio, Vermont, West Virginia and the District of Columbia.

Federal Nursing Loans: Federal Nursing Loans are need-based and limited to nursing students enrolled in NUR courses. The interest rate is fixed at 5%. Students must complete the FAFSA to be considered and awards are made through the CCC Student Financial Services Office.

Federal Direct Subsidized Student Loans (Undergraduate): These are federally subsidized and guaranteed loans through the federal government. For students who qualify based on demonstrated financial need, no interest accrues while the student is enrolled in school. Standard repayment term is ten years and begins six months after a student ceases to be enrolled at least half-time. The annual loan limit is $3,500 per year for freshmen; $4,500 per year for sophomores; and $5,500 per year for juniors and seniors. To apply, students must complete the FAFSA. Determination of eligibility is made by Student Financial Services upon review of the processed FAFSA and all requested documentation.

Federal Direct Unsubsidized Student Loans (Undergraduate and Graduate): These loans are available to students regardless of need; however, interest accrues while the student is enrolled in school. Principal is deferred while the student is enrolled at least half-time and options are available to pay interest monthly, quarterly or to allow capitalization upon repayment. To apply, students must complete the FAFSA.

Federal Direct Parent PLUS Loans: These are federal loans made to parents of dependent undergraduate students. The parent is the Borrower and may apply to borrow an amount up to the student’s cost of education minus financial aid for each academic year. Borrowers must be credit qualified. Repayment can be made while the student is enrolled or deferred until six months after the student ceases to be enrolled half-time. To apply, students must complete the FAFSA.

Federal Direct Graduate PLUS Loans: Graduate students may apply for a federal Graduate PLUS Loan up to the cost of attendance for an academic year, less all other grant, scholarship, and loan resources. The student is the Borrower and must be credit-qualified to obtain a federal Graduate PLUS Loan. Students should be certain they have exhausted all other Direct Student Loan resources prior to applying for a Graduate PLUS Loan.

Federal Work Study: Federal Work Study jobs are awarded based on financial need as determined by the FAFSA application. Students work an average of eight to ten hours per week and are eligible to earn up to a maximum of $2,000 per academic year. Students who qualify for federal work study will be notified as part of their financial aid award. Federal Work Study students are paid monthly by check or direct deposit. Federal Work Study earnings are treated separately from other student income when applying for federal financial aid.

Campus Employment: Currently enrolled students are eligible to apply for positions through the campus employment program. Campus employment is not part of a student’s financial aid. Current employment opportunities are maintained by the Human Resources Office. Earnings through this program are considered regular income for students and are reportable as earned income for tax and financial aid purposes.

Outside Scholarships: Students are encouraged to investigate outside scholarship opportunities from hometown civic clubs, high schools, parents’ employers, churches, and other organizations. Students are required to notify Student Financial Services and provide written documentation if they receive any outside scholarships, as federal regulations require these to be considered a resource in determining aid eligibility. If adjustments to the aid package are necessary due to outside scholarships, Cedar Crest reduces self-help aid first (student loans and federal work study) and adjusts grants only if necessary, to prevent an over-award.

Tuition Payment Plans: The College offers the option to pay Fall, Spring and Summer semester bills through the EZ Payment Plan installment payment plan option which allows the semester balance due to be paid online in either two, four or five monthly installments. Students enrolled in nursing clinical rotations can enroll for a four-month payment plan by semester. A $25 enrollment fee is charged per semester. Students can self-enroll for an installment payment plan through the Transact Integrated Payments.  Login to my.cedarcrest.edu, click on Student Financial Services, then Transact Integrated Payments online system, then click the go to Transact Integrated Payments link, or contact Student Financial Services for assistance.

Tuition Exchange Program: Cedar Crest College participates in the Council of Independent Colleges Tuition Exchange Program and the Tuition Exchange Program, which enable dependent students from employee families to attend one of many participating colleges on a tuition-free basis. Information is available through Student Financial Services.

Medical Disability Benefits: Students with a medical disability may be eligible for financial assistance from their local Office of Vocational Rehabilitation or Bureau of Visual Services.

Veterans Benefits: Veterans and children of deceased or disabled veterans may be eligible for educational benefits from the Veterans Administration. Contact the local Veterans Administration Office. Veteran educational benefits are handled through the Registrar’s office.

Merit-Based Scholarships and Awards for School of Adult and Graduate Education (SAGE students)

Students in the Cedar Crest College School of Adult and Graduate Education (SAGE) are eligible for a number of scholarships and awards. (Note: An adult student is a student who has been out of high school for more than four years.) Here are the current options for which SAGE students may apply. These SAGE merit scholarship may not be combined with any other CCC scholarship.

Transfer Scholarship for Adult Students – Effective Spring 2020 for New Students Accepted

Cedar Crest College recognizes the academic achievements of SAGE transfer students. Students who transfer from a regionally accredited college or university to Cedar Crest College may be eligible to receive a scholarship to pursue a baccalaureate degree.  An unlimited number of scholarships are available. This scholarship may not be combined with any other CCC scholarship.  Transfer students must meet all of the following criteria to be considered for a scholarship:

  • Obtain a final GPA of 3.0 or higher in the most recent 12 college credits completed
  • Enroll as a bachelor degree-seeking matriculated student
  • Enroll at Cedar Crest College within three year’s following attendance at the most recent institution
  • Must transfer in a minimum of 12 credits
  • This scholarship is available only during the Fall and Spring semesters
  • Not eligible for NUR courses
  • Official transcripts required for final review
  • Renewal is reviewed at the end of each Spring semester

Transfer Scholarships for Full-Time SAGE Students

The scholarship award will be $250 per semester.  Cedar Crest College offers a full-time scholarship to students who meet the following criteria:

  • Enrolled for a minimum of 12 credits per semester at Cedar Crest College
  • Maintained an overall GPA of 2.5

School of Adult and Graduate Education – Full Time Student – Phi Theta Kappa Scholarship

$500 per year, issued to members of Phi Theta Kappa, the honor society for two-year colleges. To be eligible, the student must have attained a minimum GPA of 3.0 and completed at least 12 transferable credit hours and plan to enroll as a full-time student at Cedar Crest College.  Proof of induction (certificate of induction) must be submitted prior to matriculation at Cedar Crest College to receive the scholarship. This scholarship may not be combined with any other CCC scholarship.

ABSN ADVANTAGE Scholarship – Effective Summer 2020 New Students Accepted

Cedar Crest College recognizes the academic achievements of ABSN Nursing students.  This scholarship provides eligible students with a $2,500 per semester full-time merit award for semesters taken at the ASBN nursing tuition rate.  The estimated value of the scholarship is $10,000 for the ABSN NUR program.  This scholarship may not be combined with any other CCC scholarship or discount and does not apply to students who enter a different NUR rotation after commencing the ABSN.  SAGE students must meet all of the following criteria to be considered for the scholarship:

  • Accepted into the ABSN Nursing Program
  • Must be full-time in ABSN Nursing Program
  • RN-BSN and BSN students are not eligible
  • Maintain an overall GPA of 3.0 or higher
  • Renewal is reviewed at the end of each Spring semester
  • Course NUR-328 is not eligible for scholarship

School of Adult and Graduate Education (SAGE students)

Need-Based Grants, Loans and Other Resources

Federal Pell Grants: The Pell Grant is a federal grant awarded on the basis of need and the cost of the individual college. The maximum annual full-time award for 2023/2024 is $6,895. Federal Pell Grants are available to eligible students enrolled for at least three credits per semester and are automatically awarded to qualifying students who have completed the FAFSA and submitted all subsequently requested documentation.

Federal Supplemental Education Opportunity Grants (SEOG): These federal grants are awarded in varying amounts to federal Pell Grant-eligible students with exceptional financial need from low-income families. Since SEOG is a federal allocation, funds are limited. Application is made by completing the FAFSA.

Pennsylvania State Grants (administered by PHEAA): Available to eligible Pennsylvania residents taking at least six credits per semester, PA State Grants are awarded according to demonstrated financial need. Students must complete the FAFSA by the PA State Grant deadline of May 1 to be considered for this grant.

PA Fostering Independence Tuition Waiver (FosterEd) Program PA Fostering Independence Tuition Waiver (FosterEd) Program mandates tuition waivers to eligible students in the foster care system.  Students must be eligible for services under Pennsylvania’s John H. Chafee Foster Care Program for Successful Transition to Adulthood (Chaffee) to qualify. For questions about this program, please contact:

Jennifer Carpenter
Associate Director of Student Financial Services
610-606-4666 ext 3383

Federal Nursing Loans: Federal Nursing Loans are need-based and limited to nursing students enrolled in NUR courses. The interest rate is fixed at 5%. Students must complete the FAFSA to be considered and awards are made through the CCC Student Financial Services Office.

Federal Direct Subsidized Student Loans (Undergraduate): These are federally subsidized and guaranteed loans through the federal government. For students who qualify based on demonstrated financial need, no interest accrues while the student is enrolled in school. Standard repayment term is ten years and begins six months after a student ceases to be enrolled at least half-time. The annual loan limit is $3,500 per year for freshmen; $4,500 per year for sophomores; and $5,500 per year for juniors and seniors. To apply, students must complete the FAFSA. Determination of eligibility is made by Student Financial Services upon review of the processed FAFSA and all requested documentation.

Federal Direct Unsubsidized Student Loans (Undergraduate and Graduate): These loans are available to students regardless of need; however, interest accrues while the student is enrolled in school. Principal is deferred while the student is enrolled at least half-time and options are available to pay interest monthly, quarterly or to allow capitalization upon repayment. To apply, students must complete the FAFSA.

Federal Direct Parent PLUS Loans: These are federal loans made to parents of dependent undergraduate students. The parent is the Borrower and may apply to borrow an amount up to the student’s cost of education minus financial aid for each academic year. Borrowers must be credit qualified. Repayment can be made while the student is enrolled or deferred until six months after the student ceases to be enrolled half-time. To apply, students must complete the FAFSA.

Federal Direct Graduate PLUS Loans: Graduate students may apply for a federal Graduate PLUS Loan up to the cost of attendance for an academic year, less all other grant, scholarship, and loan resources. The student is the Borrower and must be credit-qualified to obtain a federal Graduate PLUS Loan. Students should be certain they have exhausted all other Direct Student Loan resources prior to applying for a Graduate PLUS Loan.

Outside Scholarships: Students are encouraged to investigate outside scholarship opportunities from hometown civic clubs, high schools, parents’ employers, churches, and other organizations. Students are required to notify Student Financial Services and provide written documentation if they receive any outside scholarships, as federal regulations require these to be considered a resource in determining aid eligibility. If adjustments to the aid package are necessary due to outside scholarships, Cedar Crest reduces self-help aid first (student loans and federal work study) and adjusts grants only if necessary, to prevent an over-award.

Pathways to Professional Excellence Program: The School of Adult and Graduate Education has partnered with local institutions to help their employees and members reach their educational goals by offering tuition discounts on courses taken at Cedar Crest College.  To see if your employer or organization is a partner in this program, please click on “Pathways to Professional Excellence

Employer Tuition Reimbursement: If a student’s employer provides tuition reimbursement after the student completes course(s), the student may apply to defer his/her payment to the College until payment is provided by the employer. Students are responsible for requesting grade reports or transcripts from the Registrar’s Office to submit for employer payment. Deferred tuition payment must be submitted to Student Financial Services no later than four weeks after grades are available. To be eligible for tuition deferment, the student must complete an Employer Tuition Benefit Application. In addition, each semester the student must submit a Tuition Deferment Form prior to the semester due date. It is the student’s responsibility to notify the College of any change in employment or benefits. Students are responsible for payment in full of all tuition, whether or not reimbursement is ever received from the employer. If payment is not received by the tuition deferment due date, students will be charged a $200 late fee per month. All forms are available through Student Financial Services, on my.cedarcrest.edu portal.

Tuition Payment Plans: The College offers the option to pay Fall, Spring and Summer semester bills through the EZ Payment Plan installment payment plan option which allows the semester balance due to be paid online in either two, four or five monthly installments. Students enrolled in nursing clinical rotations can enroll for a four-month payment plan by semester. A $25 enrollment fee is charged per semester. Students can self-enroll for an installment payment plan through the  Transact Integrated Payments.  Login to my.cedarcrest.edu, click on Student Financial Services, then Transact Integrated Payments online system, then click the go to Transact Integrated Payments link or contact Student Financial Services for assistance.

Medical Disability Benefits: Students with a medical disability may be eligible for financial assistance from their local Office of Vocational Rehabilitation or Bureau of Visual Services.Veterans Benefits: Veterans and children of deceased or disabled veterans may be eligible for educational benefits from the Veterans Administration. Contact the local Veterans Administration Office. Veteran educational benefits are handled through the Registrar’s office. In accordance with Title 38 US Code 3679 subsection (e) of the Veterans Benefits and Transition Act of 2018, Cedar Crest College will not impose a penalty on any student using veterans education benefits under Chapter 31 (Vocational Rehabilitation & Employment) or Chapter 33 (Post 9/11 GI Bill®) because of the individual’s inability to meet his or her financial obligations to the institution due to the delayed disbursement of funding from the Department of Veterans Affairs (VA).

Standards of Satisfactory Academic Progress

Statement of Policy

The following policy and procedures have been established as required by the Higher Education Act (HEA).  All undergraduate and graduate students applying for Title IV (federal) and institutional financial aid must meet the following standards regardless of whether or not they previously received financial aid.  Regulations require that a student maintain satisfactory academic progress (SAP) towards their degree in order to receive financial aid. 

The Standards of Satisfactory Academic Progress Policy addresses your academic progress during all your semesters of enrollment at Cedar Crest College, including summer, whether or not you receive financial aid during the semesters. 

To measure progress, Student Financial Services evaluates a student’s academic record at the completion of each academic year, reviewing both the quantitative (the maximum time frame and completion rate) and the qualitative (cumulative grade point average) as a student pursues her/his degree.  Failure to meet these standards will result in the suspension of financial aid eligibility, which may include federal, state and institutional aid.

*Summer Semester:  Credit hours attempted during the summer semester will be included in the calculation of SAP standards just as any other period of enrollment.

Quantitative Standards

Completion Rate:  Students must maintain a minimum course completion percentage for progress each academic year of at least 67%. This is calculated by dividing the number of credits earned by the credits attempted. Credits transferred from another institution count towards attempted and earned credits.

Maximum Time Frame:   Per federal guidelines, the maximum time frame for program completion for federal Title IV funds is defined as 150% of the credits required to complete the degree or certificate program as defined by Cedar Crest. (For example: Bachelor of Science in Criminal Justice= 120 credits x 150%= 180 credits. 180 credits is the maximum that can be attempted with federal Title IV funds.)  The maximum credit standard for graduate degree programs are based upon the minimum program credit requirements published in the Cedar Crest College Graduate Catalog.  Cedar Crest College funded aid is limited to a maximum of 10 full-time semesters.  The maximum number of credits allowed will be based upon the credit maximums for a single degree, even when a student is pursing more than one major at one time or there is a change of academic major.

If you change majors, you are still expected to complete your program within the maximum timeframe.  In limited circumstances appeal will be considered.

  • Repeated Coursework:  Students may repeat a previously passed course one time if a better grade is required for the major/minor and maintain financial eligibility, assuming all other academic progress requirements have been met.  Repeated course work counts toward the 150% completion time frame.
  • Transfer Credits:  Credits transferred from another institution count towards attempted and earned credits.
  • Audited Courses:  Students do not earn any academic credit for audited courses. They do not count in the calculation of attempted credits.
  • Pass/Fail Courses:  These courses count in attempted and earned credits. 
  • Withdrawals:   These are counted as courses attempted and count toward the maximum time frame. 

Qualitative Standards

The qualitative requirement establishes a minimum cumulative grade point average for all students to reasonably progress through their program of study.

The following identifies the minimum standards required for students to achieve and maintain satisfactory academic progress. 

  • Undergraduate programs or undergraduate certificate programs require a minimum 2.0 GPA. 
  • Graduate programs or graduate certificate programs require a minimum 3.0 GPA.

Cedar Crest Academic Scholarship Recipients:  Students who are recipients of Cedar Crest College merit scholarships and awards must maintain full-time enrollment and GPA standards of the specific scholarship to maintain award eligibility.  Students should refer to the merit scholarship and awards section of the specific Cedar Crest Course Catalog they enrolled under (year admitted to the College) for more details.

Undergraduate Students Pursing a Second Major or Additional Minor

Undergraduate students pursuing a second major or an additional minor are subject to the program completion requirements explained in the overview of the Satisfactory Academic Progress Policy.  A student who has completed the requirements for a first bachelor’s degree (even if the student has not applied for graduation and /or the degree is not officially conferred) is no longer eligible for federal and state aid financial aid programs that are restricted to one undergraduate degree.  These include the Federal Pell Grant, Federal Supplemental Educational Opportunity Grant (SEOG) and Pennsylvania State Grant (PHEAA).

Second Undergraduate Degree

Students pursuing a second undergraduate degree are eligible only for federal student loans at the undergraduate level.  Students seeking a second undergraduate degree are subject to the maximum timeframe component for undergraduate study.  In general, this is 180 credit hours.  Students who reach this timeframe and wish to appeal should follow the appeal process.  Once it has been determined that a student pursuing a second undergraduate degree has fulfilled the enrollment requirements for the second undergraduate degree, the student is no longer eligible for the federal financial aid.

Failing to Meet the Satisfactory Academic Progress Standards

Students who fail to meet the Satisfactory Academic Progress Standards will lose their financial aid eligibility immediately.  They will be notified in writing by Student Financial Services.  Students may reestablish eligibility by successfully completing the required number of credits and/or by attaining the overall required grade point average by the end of the next semester without receiving financial aid.  If the student fails to meet the maximum time frame standards, the student will not receive any additional financial aid for the remainder of their degree. 

Appeal Process

A student may appeal her/his failure to maintain SAP standards for financial aid if extenuating or mitigating circumstances exist. Appeals will be considered for circumstances that include but are not limited to, death or illness of an immediate family member, medical condition, hospitalization, documented emotional distress, or any other situation beyond the student’s control. All appeals must be in written format and include the following information:

  • Name, student ID and program of study
  • Details of the situation resulting in the financial aid suspension
  • Documentation supporting the details of the letter (e.g. death certificate, doctor’s note, hospital bill, police report, letter from academic advisor or 3rd party)
  • Plans for next term of enrollment (e.g. number of credits, change of major, academic improvement plan details, etc.)

As a part of the appeals process, the student must provide information about why she/he failed to maintain SAP standards, and what has changed in the student’s situation that will allow her/him to demonstrate satisfactory academic progress at the next evaluation.  Meeting with an academic advisor or a member of Academic Services to create an academic plan may be required. 

Appeals are evaluated by the Financial Aid Appeal Committee.  Students should make payment arrangements if necessary while waiting on the Committee’s decision if necessary.  The student will be notified of the Committee’s decision in writing. The decision of the Committee is final.  There is no secondary or director appeal process.  If an appeal is denied, students can only be reinstated for aid eligibility if they satisfy all deficiencies.  If an appeal is approved and the student does not fulfill the conditions of his or her probation or academic plan, the student will not be eligible for aid for any future semesters during their academic career unless the student satisfies all academic deficiencies. 

*Please note that any appeal granted by Cedar Crest College to its Satisfactory Academic Progress Policy is not applicable to the Pennsylvania State Grant program.  A separate appeal process must be completed directly with the Pennsylvania Higher Education Assistance Agency State Grant Division. 

Financial Aid Probation

Students who have had an appeal approved will be placed on probation for one semester and will have their financial aid reinstated for the probation semester. If the student fails to maintain the SAP standards at the end of the semester, she/he will lose financial aid eligibility until SAP standards are met.

If a student on financial aid probation meets the terms of the probation, the student will be permitted to continue to receive financial aid for a subsequent semester.  If a student does not meet the terms of the probation, the student will lose eligibility for financial aid at that time. 

Reinstatement of Eligibility

Financial aid eligibility may be reinstated after a student meets the SAP standards, quantitative and qualitative, as defined above. Students who retain eligibility by completing required coursework must notify the Student Financial Services in order to have their progress reevaluated, and financial aid reinstated.

Description of Grades and their effect on SAP Standards:

  Letter GradeAttempted CreditsEarned CreditsGrade Point AverageMaximum Time Frame
AYYYY
 A-YYYY
 B+YYYY
BYYYY
B-YYYY
C+YYYY
CYYYY
C-YYYY
D+YYYY
DYYYY
D-YYYY
FYNYY
PNYYNY
PYYNY
I*YNNY
W**YNNY
NGYNNY
AUNNNN
PFYNNY
CRYYNY
NCYNNY
ECYYNY

*It is the student’s responsibility to inform Student Financial Services of all grade changes (ex. From “I” to “B”) to ensure that the SAP status is reviewed accurately.

PHEAA State Grant Recipients

PHEAA requires state grant recipients enrolled full-time to earn a minimum of 24 credits per academic year or 12 credits per semester, if enrolled for one semester during the academic year. There is no GPA requirement. This review is conducted by the Student Financial Services Office staff annually at the conclusion of the spring semester and students failing to meet SAP standards for PHEAA are notified via regular mail. There is an appeals process through PHEAA, if extenuating circumstances exist.  A separate appeal process must be completed directly with the Pennsylvania Higher Education Assistance Agency State Grant Division.

The required number of enrolled credits for part-time PHEAA recipients is 6 credits – 11 credits per semester to eligible for PA grant.  Students who receive the PHEAA state grant as part-time student are required to complete 6 credits earned per semester. Transfer Students – The academic transcripts of transfer students who are PHEAA grant recipients will be collected in order to evaluate the academic progress of these students at their previous institution during their most recent academic year of enrollment. Transfer students who failed to make progress at their previous institution will not be eligible for a PHEAA State Grant until they earn the remaining credits.